What is the Personal Accident Plan?
Designed for families & hobby riders
Our flagship plan gives you and your family wide-ranging protection from serious injury in or out of the saddle. The Premier level plan offers 21 different fracture benefits paying up to €3,000, and you can also choose an enhanced Premier Plus option to cover a further 18 serious accident benefits.
All in all, the plan gives you comprehensive protection from accidental injury and with three levels of cover available within each plan, there’s sure to be an affordable option to suit every pocket.
Apply Today
Click on the button below to get a quote and apply for the plan. It only takes a couple of minutes to apply, so why leave things to chance? Get peace of mind now and take out cover today.
Personal Accident Plan highlights
choose to protect yourself, your partner and your children
21 fracture benefits PLUS three additional cash benefits
All the benefits from the Premier Plan and a further 18 accidental injury benefits
- €100,000
under the Premier Plus Plan
What's included?
The Personal Accident Plan is available as Premier and Premier Plus options, and within each option there are 3 levels of cover – Bronze, Silver and Gold. Below we outline the benefits of both plans:
Premier Plan
Includes 21 fracture benefits plus three additional cash benefits -
and children covered under the plan are entitled to 50% of all benefits illustrated.
Premier Plus Plan
Includes all the benefits from the Premier Plan - plus a further 18 Serious Accident Benefits.
Children can be covered too - see the Policy Document in the Literature Library for full details.
| BRONZE | SILVER | GOLD | |
|---|---|---|---|
| Permanent Total Disability | €50,000 | €75,000 | €100,000 |
| Loss of sight in both eyes | €50,000 | €75,000 | €100,000 |
| Loss of two limbs | €50,000 | €75,000 | €100,000 |
| Quadriplegia | €50,000 | €75,000 | €100,000 |
| Paraplegia | €50,000 | €75,000 | €100,000 |
| Permanent brain damage | €50,000 | €75,000 | €100,000 |
| Loss of sight in one eye | €25,000 | €37,500 | €50,000 |
| Loss of use of one limb | €25,000 | €37,500 | €50,000 |
| Loss of speech | €25,000 | €37,500 | €50,000 |
| Loss of hearing in both ears | €25,000 | €37,500 | €50,000 |
| Loss of hearing in one ear | €5,000 | €7,500 | €10,000 |
|
Loss of use of: - a shoulder or elbow - a wrist, thumb, hip, knee or ankle - any finger or big toe - any other toe |
€10,000 €7,500 €2,500 €1,250 |
€15,000 €11,250 €3,750 €1,875 |
€20,000 €15,000 €5,000 €2,500 |
| Daily Hospitalisation benefits* | €50 per day |
€75 per day |
€100 per day |
| Lump sum hospitalisation benefit following 14 days continuous hospitalisation | €500 | €750 | €1,000 |
| Accidental Death | €50,000 | €75,000 | €100,000 |
*Excluding the first 24 hours and upto maximum of 45 days in hospital
What's not included?
These are some of the key exclusions
War and terrorism
Riding a motorcycle, moped or scooter
Rock climbing or mountaineering
Flying except as a fare-paying passenger
Competing in any race other than on foot or whilst swimming
Illegal acts, use of explosives, suicide or self-inflicted injury
Being under the influence of alcohol or drugs
Flying except as a fare-paying passenger
Please refer to the Policy Document in the Literature Library for a full list of exclusions.
How do I make a claim?
Simply call our claims handler, Davies Ireland, on 01 623 8471 for a claim form and for information on your claim.
FAQ
Maiden Life underwrite our Personal Accident Plan. They provide insurance solutions throughout Europe, protecting thousands of people just like you against accidents and sickness.