As well as accident cover for riders, stable staff and those who spend their time around horses, we also provide a comprehensive range of equine insurance.



Insurance for Horses and Other Animals: 

  • Private Horse & Foal Third Party Public Liability (Equine Safety Initiative approved) - APPLY BELOW!

  • Mortality, Loss of Use & Third Party Public Liability Insurance  for sports horses like show jumpers and eventers 

  • Bloodstock Mortality Insurance - for breeding/rearing, flat racing, National Hunt flat, hurdling, chasing, point-to-point or hunter chasing

  • Pet Insurance - apply now

Apply for Private Horse and Foal Third Party Public Liability today:

Central to the Equine Safety Initiative is third party public liability for your horse. This policy provides cover against bodily injury to third parties or damage to third party property, and so protects you, the owner, should your animal cause an accident. There are four limits of cover available, from €1.3m up to €6.5m, and as well as covering you, the policy also covers authorised users of your horse(s). Full details can be found in the documents below.


How to apply for cover:

Proposal Form – please complete this form and email it to Rob McOwan at Rob will then provide you with a quote


Important documents you should read before applying:

Policy Document

Insurance Product Information Document

Privacy Notice – for The Underwriting Exchange (Ireland), who administer the policy

Hive Insurance Services Terms of Business


Liability Cover for Businesses: 

  • Riding School Public Liability 
  • Private Horse Yard Public Liability  
  • Livery Yard Liability 
  • Stud Farm Liability 

Insurance for Professionals & Businesses: 

  • Stable Staff including all ISSA Members 

  • Race Trainers Insurance 

  • Training Yard Cover 

  • Point 2 Point Trainers Cover  

  • Equestrian Club & Associations  

  • Freelance Riding Instructor Insurance  


Liability Cover for Professional Individuals: 

  • Freelance Groom Liability 

  • Farrier Liability Cover 

  • Equine Dentists Liability Cover 


Insurance for Events: 

  • Hunt Insurance 

  • Point 2 Point Cover & Event Insurance 


Vehicle Insurance: 

  • Carriages Insurance 

  • Horse Box & Rigid Horse Lorry Insurance 

  • Tractor, Gator and Quad Bike Insurance  


For more information and a quote

To request a quote, or for more information about any of these products, please contact your dedicated adviser, Rob McOwan.  

Rob spends every spare moment with his family at events across Ireland so is always available to help. And you can also contact him on 074 9161802,  086 8961223 or