For the equine sector

Hive Insurance Services - your complete insurance solution specialist for the equine sector

Hello, and welcome to our equine page!

I’m Rob McOwan and I’m delighted to tell you about our work across the Irish equine sector. At Hive, we provide a complete insurance solution that encompasses riders, their families, stable staff and all forms of equestrian business, along with mortality and third party cover for your horses and ponies. So whatever you’re looking for, we want to be your first choice!

We’re also delighted to be working with SJI this year to sponsor the 2022 Pony Premier League.

Rob McOwan

The Equine Safety Initiative

The Equine Safety Initiative aims to highlight the importance of being adequately insured around horses. By doing so, it aims to protect riders, stable staff, farriers and all forms of riding establishments in the event of a horse-related accident.

The Initiative has been developed in conjunction with equestrian governing bodies including AIRE, SJI and ISSA, along with numerous riding establishments across Ireland. We’d love you to get involved too, so please click here to find out more.

Equine Safety Initiative

We’re here for all your equestrian insurance needs

We provide a full range of specialist insurance solutions for everyone involved with horses, including:

  • Riders Accident Insurance
  • Stable Staff & Grooms Cover
  • Carriages Insurance
  • Private Horse & Foal 3rd Party Public Liability
  • Mortality & Loss Of Use Insurance – for Sports Horses like Show Jumpers & Eventers
  • Race Trainers Insurance
  • Training Yard Cover
  • Riding School Public Liability
  • Private Horse Yard Public Liability
  • Livery Yard Liability
  • Stud Farm Liability
  • Point 2 Point Trainers Cover
  • Hunt Insurance
  • Equestrian Club & Associations
  • Freelance Riding Instructor Insurance
  • Freelance Groom Liability
  • Farrier Liability Cover
  • Equine Dentists Liability Cover
  • Point 2 Point Cover & Event Insurance
  • Horse Box & Rigid Horse Lorry Insurance
  • Tractor, Gator and Quad Bike Insurance

From time to time our insurance offerings may change, please contact us for our latest range of plans.

Rider & Stable Staff Accident Plan

(Designed for individuals working in the equine industry)

This policy offers protection for individuals who spend their lives around horses. It’s for those who want to enjoy what they do, knowing that if an accident takes place, you’ll get money to help with your costs. The plan includes a host of features including accident and hospitalisation cover, income protection, accidental death and a series of lump-sum fracture benefits.

Personal Accident Plan

(Designed for families & hobby riders)

Our flagship plan gives you and your family wide-ranging protection from serious injury. The Premier level plan offers 21 different fracture benefits paying up to €3,000, and you can also choose an enhanced Premier Plus option to cover a further 18 serious accident benefits. All in all, the plan gives you comprehensive protection from accidental injury and with three levels of cover available within each plan, there’s sure to be an affordable option to suit every pocket.

Available to all members - the Hive Discount Fuel Card

Supporting our members is something we take very seriously, which is why we’re delighted to introduce you to the Hive Discount Fuel Card.

Created in partnership with DCI, Ireland’s leading fuel management provider, the card gives you an exclusive discount of 3c for every litre of fuel you purchase at participating stations. And that’s not all. There’s NO joining fee and NO fixed term contract, so you’re free to leave at any time. Find out more and apply today

Fuel Card

Everyday insurance services

We’re delighted to offer our members a range of everyday insurance plans.

After searching the market for great value, great quality insurance plans that our members will love, we’ve chosen a range of plans that are provided by Blue Insurance Ltd. So if you’re looking for Travel, Pet, Wedding, Gadget or Car Hire Excess insurance, we’ve done the hard work for you and found a provider who will get you the right product for a competitive price.

Please note that Blue Insurance Ltd operate independently of Hive Insurance Services. We do not accept responsibility for any content on their website. We act as an introducer of their services. Please ensure you read the terms and conditions before taking out any plan to ensure it meets your needs and requirements.

I put in a claim in beginning of October and they sorted it out very quickly and I’m with them good few years never had any complaints thank you.

Jacqeline McHugh 
Jacqeline McHugh

Great service as always.


Friendly company, fast response, I am satisfied with the services and contact.


Extremally efficient company to deal with, totally satisfied with Lynsey who always answered any query I had with accurate information. Would not hesitate to recommend them.


Rob is very easy to deal with. Many people at the yard I have my horse has signed up to Hive Insurance. Great plains available for small monthly payments.


I recently purchased equine insurance from Hive Insurance after a recommendation from a riding centre. Rob was very professional, knowledgeable, helpful and assisted in myself and my children all having cover before the end of the day! There were three options of cover to choose from.

I couldn’t be happier with my experience and have been passing his details to my equestrian friends.

Highly recommend!


As an ISSA member, I had an accident and put in a claim with Hive here in Ireland and I have to say, the service was great and really helpful, but the best bit was my claim was dealt with and paid out within a week! Couldn’t recommend them enough.


“With all sports, the risk of injury is always present and equestrian sport is no different and in the case of our yard, where the risk ranges from 128cm ponies through to Grand Prix horses, covering Riders, Grooms and Yard Staff the danger seems ever present. Therefore, these day every risks combined with the issues surrounding Irish equestrian insurance; the launch of the Equine Safety Initiative could not be more perfectly timed in my opinion. Furthermore, after a visit, Rob McOwan expertly and efficiently introduced and implemented the roll out of the ESI to everyone involved within our yard without any disruption. Highly recommend everyone involved in horses gets behind and supports this initiative as we will all benefit from it in the short and long term”.

Melvyn Kennedy, Hughes Kennedy Show Jumping 
Melvyn Kennedy, Hughes Kennedy Show Jumping

“Having spoken with Rob at Hive, he was able to offer me a superb policy which gave me peace of mind to get back into the saddle once restrictions eased during the year. As an active member in the AIRC, I was delighted to recommend this initiative to all our club members as Hive’s customer service and expertise in the equine industry is second to none”.

Elaine Lynch, AIRC Member 
Elaine Lynch, AIRC Member

“I am proud to be working with Hive Insurance Services as I think their approach to Irish Equine Insurance is breath of fresh air and very much needed within our industry.”

“Their alliance with all of the various equestrian governing bodies and their introduction of the Equine Safety Initiative (ESI) is just one example and I strongly believe that if we all get behind, support and promote this important safety program; given time, the Irish equine insurance market could change for the better, with less small claims burdening our equestrian businesses premiums could stabilise, even drop… can you imagine that!”

Heike Holstein, Olympic Dressage Rider 
Heike Holstein, Olympic Dressage Rider