Rider & Stable Staff Accident Plan

If you spend your life around horses, you'll know the dangers of working with animals. Every time you get on a horse, or work near horses, you're at risk of getting injured. And when injury happens, it can cost you financially. This is why we've created the Rider & Stable Staff Accident Plan. It's for those who spend their lives around horses - who want to enjoy what they do, knowing if a serious accident takes place, you'll get money to help with your costs.
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What is the Rider & Stable Staff Accident Plan?

Designed for individuals working in the equine industry, this policy offers protection for those who spend their lives around horses.

The plan includes a host of features including accident and hospitalisation cover, income protection, accidental death and a series of lump-sum fracture benefits.

Rider and Stable Staff Plan guide cover

Apply Today

Select ‘Get a quote and apply now’ below to get a quote and apply for the plan. It only takes a couple of minutes to apply, so why leave things to chance? Get peace of mind and take out cover today.

Plan highlights

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Designed in partnership with AIRE, SJI and the ISSA

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Lump sum benefits for accidental death and permanent total disability

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Weekly benefits for being out of work and hospitalised

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Two levels of cover available

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Lump sum benefits for fractures to skull, leg, kneecap, ankle, arm, wrist and collarbone

What's included?

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Out of work benefit up to €250 per week

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Accidental death lump sum up to €15,000

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Hospitalisation benefit up to €220 per week

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Permanent total disability lump sum up to €15,000

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Fracture benefit lump sums up to €400

I put in a claim in beginning of October and they sorted it out very quickly and I’m with them good few years never had any complaints thank you.

Jacqeline McHugh 
Jacqeline McHugh

Great service as always.

Deborah 
Deborah

Friendly company, fast response, I am satisfied with the services and contact.

Anna 
Anna

Extremally efficient company to deal with, totally satisfied with Lynsey who always answered any query I had with accurate information. Would not hesitate to recommend them.

Andrew 
Andrew

Rob is very easy to deal with. Many people at the yard I have my horse has signed up to Hive Insurance. Great plains available for small monthly payments.

ladbrokes2007 
ladbrokes2007

I recently purchased equine insurance from Hive Insurance after a recommendation from a riding centre. Rob was very professional, knowledgeable, helpful and assisted in myself and my children all having cover before the end of the day! There were three options of cover to choose from.

I couldn’t be happier with my experience and have been passing his details to my equestrian friends.

Highly recommend!

Debbie 
Debbie

As an ISSA member, I had an accident and put in a claim with Hive here in Ireland and I have to say, the service was great and really helpful, but the best bit was my claim was dealt with and paid out within a week! Couldn’t recommend them enough.

Hugh 
Hugh

“With all sports, the risk of injury is always present and equestrian sport is no different and in the case of our yard, where the risk ranges from 128cm ponies through to Grand Prix horses, covering Riders, Grooms and Yard Staff the danger seems ever present. Therefore, these day every risks combined with the issues surrounding Irish equestrian insurance; the launch of the Equine Safety Initiative could not be more perfectly timed in my opinion. Furthermore, after a visit, Rob McOwan expertly and efficiently introduced and implemented the roll out of the ESI to everyone involved within our yard without any disruption. Highly recommend everyone involved in horses gets behind and supports this initiative as we will all benefit from it in the short and long term”.

Melvyn Kennedy, Hughes Kennedy Show Jumping 
Melvyn Kennedy, Hughes Kennedy Show Jumping

“Having spoken with Rob at Hive, he was able to offer me a superb policy which gave me peace of mind to get back into the saddle once restrictions eased during the year. As an active member in the AIRC, I was delighted to recommend this initiative to all our club members as Hive’s customer service and expertise in the equine industry is second to none”.

Elaine Lynch, AIRC Member 
Elaine Lynch, AIRC Member

“I am proud to be working with Hive Insurance Services as I think their approach to Irish Equine Insurance is breath of fresh air and very much needed within our industry.”

“Their alliance with all of the various equestrian governing bodies and their introduction of the Equine Safety Initiative (ESI) is just one example and I strongly believe that if we all get behind, support and promote this important safety program; given time, the Irish equine insurance market could change for the better, with less small claims burdening our equestrian businesses premiums could stabilise, even drop… can you imagine that!”

Heike Holstein, Olympic Dressage Rider 
Heike Holstein, Olympic Dressage Rider

What's not included?

These are some of the key exclusions. Please refer to the Policy Document for a full list of exclusions.

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Policy only covers you whilst taking part in, practicing or working in equine related activities/sports

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Full-time professional sports

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Accidents during the first 7 days (unless you are claiming for a Serious Injury Benefit)

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Being under the influence of alcohol or drugs

FAQs

Who can apply?
You must be between the ages of 16 and 64 inclusive, and a resident in the Republic of Ireland. You must also be employed and working for a minimum of 16 hours per week, or self-employed.
Who underwrites the plan?
The plan is underwritten by Cowen Insurance Company Limited.
How do I make a claim?

Simply call 074 9161868 or email enquiries@hiveinsure.ie and we’ll send you a claim form.

Contact us

Your dedicated adviser is Rob McOwan, who is on hand to help you with any queries about this, or any other, insurance products and services. Rob spends every spare moment with his family at events across Ireland so is always available to help. And you can also contact him on 086 8961223 or robmcowan@hiveinsure.ie