What is the Personal Accident Plan?
Get cash benefits from fractures and serious accidents
We all believe ‘it will never happen to me’ but I'm sure you are aware of someone who has suffered a serious accident – either at work, in a car or at home. Just ask yourself...what would happen if you suffered a serious injury?
It’s likely you’ll need to take some time off work to recover, which could hit your earnings. And then there are other financial costs - perhaps you’ll need to make changes around the house or other expensive lifestyle changes. Let’s not forget the inconvenience and disruption to your life and those around you either.
This is why the Hive Personal Accident Plan could prove invaluable. It pays out a lump sum benefit if you suffer a specified injury. With up to €100,000 of benefits on the Premier Plus Plan, it means if you suffer an accident you can concentrate on getting better without having to worry about money.
Personal Accident Plan highlights
Choose to protect yourself, your partner and your children
21 fracture benefits PLUS three additional cash benefits
All the benefits from the Premier Plan and a further 18 accidental injury benefits
under the Premier Plus Plan
The Hive Personal Accident Plan is available with 2 levels of cover - Premier or Premier Plus. Below we outline the benefits of both plans
Includes 21 fracture benefits plus three additional cash benefits
Premier Plus Plan
All the benefits from the Premier Plan - plus a further 18 Serious Accident Benefits
|Permanent Total Disability||€50,000||€75,000||€100,000|
|Loss of sight in both eyes||€50,000||€75,000||€100,000|
|Loss of two limbs||€50,000||€75,000||€100,000|
|Permanent brain damage||€50,000||€75,000||€100,000|
|Loss of sight in one eye||€25,000||€37,500||€50,000|
|Loss of use of one limb||€25,000||€37,500||€50,000|
|Loss of speech||€25,000||€37,500||€50,000|
|Loss of hearing in both ears||€25,000||€37,500||€50,000|
|Loss of hearing in one ear||€5,000||€7,500||€10,000|
Loss of use of:
- a shoulder or elbow
- a wrist, thumb, hip, knee or ankle
- any finger or big toe
- any other toe
|Daily Hospitalisation benefits*||€50 per
|Lump sum hospitalisation benefit following 14 days continuous hospitalisation||€500||€750||€1,000|
*Excluding the first 24 hours and upto maximum of 45 days in hospital
What's not included?
These are some of the key exclusions
War and terrorism
Riding a motorcycle, moped or scooter
Rock climbing or mountaineering
Flying except as a fare-paying passenger
Competing in any race other than on foot or whilst swimming
Illegal acts, use of explosives, suicide or self-inflicted injury
Being under the influence of alcohol or drugs
Please refer to the Policy Document for a full list of exclusions.
How do I make a claim?
Simply call our claims handler, Davies Ireland, on 01 623 8471 for a claim form and for information on your claim.
Maiden Life underwrite our Personal Accident Plan. They provide insurance solutions throughout Europe, protecting thousands of people just like you against accidents and sickness.